Roofing warranties can feel confusing — and in South Florida, where roofs face constant UV exposure, heavy rain, and the strict High Velocity Hurricane Zone (HVHZ) code, understanding your coverage is even more important.
Homeowners often ask us:
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“What does my roof warranty really cover?”
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“Is anything covered after a hurricane?”
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“What voids my warranty?”
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“How often should I maintain my roof?”
This guide breaks it all down in clear, simple terms, based entirely on real Florida manufacturer warranties and Allied Roofing’s 10-year workmanship warranty, one of the strongest in Broward.
Why Roofing Warranties Matter in South Florida
A roof is one of the largest investments a homeowner makes, especially in an HVHZ region like Broward or Miami-Dade. Strong warranties protect not only your roof but your home value, insurance compliance, and long-term peace of mind.
But warranties are not all the same. Some cover materials, others cover workmanship, and some have major exclusions Florida homeowners are rarely aware of.
This blog explains:
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The types of roofing warranties
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What’s covered vs. not covered
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The manufacturer warranties available for shingle, metal, and tile roofs
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The maintenance homeowners MUST perform to keep the warranty valid
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What voids a warranty in Florida
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How Allied Roofing handles warranty claims and inspections
Types of Roofing Warranties
1. Workmanship Warranty (Contractor Warranty)
This is the warranty YOU receive directly from Allied Roofing.
Allied Roofing Workmanship Warranty
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10-year warranty for most roofing systems
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7-year warranty for certain flat roof systems depending on materials
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Covers leaks caused by installation workmanship
Your workmanship warranty is extremely valuable because most roof leaks are caused by installation, not materials.
Check out, our blog on “How to choose a roofing contractor in South Florida“.
2. Manufacturer Warranty (Materials Warranty)
This warranty is issued by the roofing manufacturer. It only covers material defects, not labor.
Shingle Manufacturers
Warranties for Shingle manufacturers typically include:
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Algae resistance
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Wind warranties (up to 130 mph, sometimes higher with enhanced systems)
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Protection against manufacturing defects
In Florida, shingles face extreme heat, UV, and wind, so manufacturer coverage matters.
Tile Manufacturers
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Westlake (formerly Boral)
Warranties for Tile manufacturers typically include:
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Structural integrity
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No spalling or cracking due to defects
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Color fade protection (varies)
Tile roofs have excellent lifespans, but they must be installed with the correct underlayment and fastening schedule to keep warranties valid.
Metal Manufacturers You Use
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PAC-CLAD (Petersen)
Warranties for Metal manufacturers typically include:
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Paint finish warranties (Kynar)
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Corrosion protection
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No chalking/fading beyond limits
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Structural performance on panels
Metal warranties are strong in HVHZ when panels are fabricated correctly (something Allied does in-house).
3. System Warranties
Some manufacturers provide enhanced warranties when the contractor installs a full system, such as:
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specific underlayments
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matching accessories
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higher wind packages
These warranties often extend coverage and reduce proration.
What Is NOT Covered by Roofing Warranties
Most Florida homeowners are surprised to learn how much is excluded.
Based on Allied Roofing’s warranty terms and typical manufacturer guidelines, here is what is NOT covered:
1. Acts of God (Major Exclusion)
This includes:
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Hurricanes
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Tropical storms
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Tornadoes
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Hail
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Lightning
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Flooding
No roofing warranty covers hurricane damage.
After a major storm, all warranties are void.
2. Improper Maintenance or Lack of Maintenance
If a homeowner does not maintain the roof, the warranty becomes void.
Allied Roofing requires:
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Two visual inspections per year
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One professional maintenance per year
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Record keeping of maintenance
- Check out our Maintenance tips in this blog
3. Unauthorized Repairs
Any repair done by:
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A handyman
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Another roofer
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Air conditioning technician
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Solar installer
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Anyone other than Allied (during the 10-year period)
…voids the warranty on that section of the roof.
4. Flashings and Roof Penetrations
Generally NOT covered because they are third-party items:
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Plumbing stacks
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Vents
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A/C stands
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Skylights
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Satellite dishes
These components can leak due to age or improper installation by others.
5. Changes in Building Use
This includes:
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Additional HVAC units
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Added solar panels
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New penetrations
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Rooftop equipment
Homeowners must notify Allied before any changes are made.
6. Ponding Water on Flat Roofs
Water should not pond for more than 48 hours; extended ponding is illegal and harmful.
7. Structural Movement or Deck Failure
If the deck shifts, flexes, or rots due to moisture, that is not covered by either warranty.
What a Workmanship Warranty Does Cover
Allied Roofing covers leaks caused by:
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Defective workmanship
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Bare spots or wrinkles in the membrane
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Improper fastening
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Slips or splits not caused by building movement
If the leak is determined to be roof-related, the repair is fully covered, including labor and materials.
This is why choosing a contractor with 25 years in business matters.
How Warranty Claims Work at Allied Roofing
Homeowners must submit claims through our online portal:
The Process
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Submit claim within 10 days of discovering a leak
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Provide authorization for the $275 inspection hold
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If leak is roof-related → covered under warranty
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If leak is NOT roof-related → inspection fee applies
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Repairs not covered will be quoted for the homeowner’s approval
This protects homeowners and ensures accountability.
Your Responsibilities as a Homeowner
To keep your warranty active, you must:
✔ Perform regular inspections
Twice per year, preferably before and after hurricane season.
✔ Perform annual maintenance
Either through Allied or following approved guidelines.
✔ Keep records
Documentation protects you if a warranty issue arises.
✔ Provide access
Materials, debris, or equipment that block access must be removed.
✔ Notify Allied before:
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Adding solar
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Replacing AC units
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Making penetrations
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Changing building use
✔ Pay in full
Warranty becomes active only when the roof is fully paid.
How Long Do Roofing Warranties Last in Florida?
Typical lifespans:
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Shingle roofs: 25–50 years
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Tile roofs: 30–75 years
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Metal roofs: 40–70 years
However, most warranties prorate after 10 years unless an enhanced system was purchased.
Why Warranties Matter Most in the HVHZ Zone
Living in Miami-Dade, Broward or Palm Beach means:
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Stronger wind uplift requirements
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Mandatory NOA-approved materials
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Stricter fastening schedules
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Higher-quality underlayments required
Contractors unfamiliar with HVHZ requirements can void warranties before the job is even finished.
Allied Roofing builds every roof to HVHZ standards, it’s the only way to ensure your warranty stays intact.
Work With a Contractor Who Stands Behind Their Warranty
Allied Roofing is a family-owned and operated company with 25 years of documented installations across Broward. We offer:
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Licensed, in-house crews
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A physical office and showroom
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Tracked warranties
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Detailed maintenance guidance
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Honest communication
Your roof is a long-term investment, and your warranty protects it.
If you have questions about your roof warranty or want us to review an existing one, our team is here to help.
